/* ============================================================================
   Mortgage family composition. Primitives live in design-system.css.
   Class vocabulary is .mtg-*; tokens only, no new colors, radius 0.
   ========================================================================= */

.mtg { position: relative; }
.mtg-glow {
  position: absolute; inset: 0 0 auto; height: 34rem; pointer-events: none;
  background: radial-gradient(48rem 22rem at 18% -6%, rgba(255,255,255,0.05), transparent 64%);
}

/* ---------- intro: eyebrow + h1 + one sub line ---------- */
.mtg-intro {
  display: grid; gap: 0.9rem;
  padding: clamp(1.75rem, 4vw, 2.75rem) 0 clamp(1.25rem, 3vw, 2rem);
}
.mtg-intro h1 { max-width: 22ch; }
.mtg-sub { font-size: var(--step-0); color: var(--t2); line-height: 1.6; margin: 0; max-width: 56ch; }

/* ---------- context strip: selected path + change link ---------- */
.mtg-context {
  display: flex; flex-wrap: wrap; align-items: baseline; gap: 0.5rem 1rem;
  padding: 0.7rem 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  font-size: var(--step--1); color: var(--t3);
}
.mtg-context strong { color: var(--t1); font-weight: 500; }
.mtg-context .gr-link { margin-left: auto; }

/* ---------- goal grid (router): 1px-gap grid of submit buttons ---------- */
.mtg-goals {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px;
  background: var(--line); border: 1px solid var(--line);
}
/* seated at rest, raised under the pointer — one light source, above */
.mtg-goal {
  background: var(--grade-1); box-shadow: var(--e1);
  border: 0; text-align: left; padding: 1.1rem 1.2rem;
  display: grid; gap: 0.35rem; align-content: start; cursor: pointer;
  font: inherit; color: inherit; transition: background 0.15s ease, box-shadow 0.15s ease;
}
.mtg-goal:hover, .mtg-goal:focus-visible { background: var(--grade-2); box-shadow: var(--e2); }
.mtg-goal:focus-visible { outline: 2px solid var(--t1); outline-offset: -2px; }
.mtg-goal .t { font-size: var(--step-1); font-weight: 600; }
.mtg-goal .d { font-size: var(--step--1); color: var(--t3); line-height: 1.5; }
.mtg-goal .m {
  display: flex; justify-content: space-between; gap: 0.5rem;
  font-family: var(--mono); font-size: var(--step--2); letter-spacing: 0.06em;
  text-transform: uppercase; color: var(--t4);
}

/* ---------- forms ---------- */
.mtg-form { display: grid; gap: 1rem; padding: 1.25rem 0 0; }
/* seated: a card at rest on the page */
.mtg-fieldset {
  border: 1px solid var(--line); background: var(--grade-1); box-shadow: var(--e1);
  padding: 1.25rem; display: grid; gap: 1rem; margin: 0; min-width: 0;
}
.mtg-fieldset-head { display: grid; gap: 0.25rem; }
.mtg-fieldset-head h2 {
  font-size: var(--step-1); font-weight: 600; margin: 0;
  display: flex; align-items: baseline; gap: 0.6rem;
}
.mtg-fieldset-head .n { font-family: var(--mono); font-size: var(--step--2); color: var(--t4); font-weight: 400; }
.mtg-fieldset-head p { margin: 0; font-size: var(--step--1); color: var(--t3); }
.mtg-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(13rem, 1fr)); gap: 0.9rem 1rem; }
.mtg-req { font-family: var(--mono); font-size: var(--step--2); color: var(--t4); margin-left: 0.3rem; text-transform: uppercase; letter-spacing: 0.06em; }
.mtg-actions { display: grid; gap: 0.5rem; justify-items: start; padding: 0.25rem 0 0; }

/* optional-field disclosure inside a fieldset */
.mtg-more > summary {
  cursor: pointer; list-style: none; font-size: var(--step--1); color: var(--t3);
  padding: 0.55rem 0; border-top: 1px solid var(--line);
}
.mtg-more > summary::-webkit-details-marker { display: none; }
.mtg-more > summary:hover { color: var(--t1); }
.mtg-more > summary::before { content: "+ "; font-family: var(--mono); color: var(--t4); }
.mtg-more[open] > summary::before { content: "\2013 "; }
.mtg-more > .mtg-grid { padding-top: 0.9rem; }

/* ---------- verdict head (results): number-first ----------
   e3 — this is THE object the results screen is about, and the only one on
   the page allowed to float: grade-2 plane, brighter top edge, deep cast. */
.mtg-verdict {
  display: grid; grid-template-columns: auto minmax(0, 1fr); gap: clamp(1.25rem, 3vw, 2rem);
  align-items: center; padding: clamp(1rem, 2.4vw, 1.4rem);
  background: var(--grade-2);
  border: 1px solid var(--line-2); box-shadow: var(--e3);
}
.mtg-verdict .fig {
  font-family: var(--mono); font-size: clamp(2.2rem, 5vw, 3rem); font-weight: 500;
  letter-spacing: -0.05em; line-height: 1; font-variant-numeric: tabular-nums;
}
.mtg-verdict .fig small {
  display: block; font-family: var(--mono); font-size: var(--step--2); letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--t4); margin-top: 0.4rem; font-weight: 400;
}
.mtg-verdict h1, .mtg-verdict h2 {
  font-size: var(--step-3); font-weight: 600; letter-spacing: -0.026em;
  line-height: 1.08; margin: 0 0 0.4rem; max-width: 34ch;
}
.mtg-verdict .lede { font-size: var(--step--1); color: var(--t3); margin: 0 0 0.2rem; max-width: 78ch; line-height: 1.5; }
.mtg-verdict .lede strong { color: var(--t1); font-weight: 500; }
.mtg-verdict .head { display: flex; flex-wrap: wrap; align-items: center; gap: 0.5rem 0.9rem; margin: 0 0 0.5rem; }

/* ---------- kv metric grid ----------
   Flex, not grid: last-row cells stretch to fill, so an uneven count never
   leaves a hole (same technique as the homepage coverage strip). These are
   data cells inside a grid, so they stay at e0: flat, no lift, hairline
   gutters only. The narrow basis buys columns back from the 1440px width. */
.mtg-kv {
  display: flex; flex-wrap: wrap; gap: 1px;
  background: var(--line); border: 1px solid var(--line); margin: 0;
}
.mtg-kv > div { flex: 1 1 7.5rem; background: var(--bg-deep); padding: 0.5rem 0.7rem; min-width: 0; }
/* sentence-length values get two slots so one long cell stops setting the
   height of every short cell beside it */
.mtg-kv > div.wide { flex: 2.2 1 15rem; }
.mtg-kv dt {
  font-family: var(--mono); font-size: 0.625rem; letter-spacing: 0.08em; line-height: 1.3;
  text-transform: uppercase; color: var(--t4); margin: 0 0 0.15rem;
}
.mtg-kv dd { margin: 0; font-size: var(--step--1); line-height: 1.4; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }
.mtg-kv dd .gr-small { font-size: 0.6875rem; }

/* ---------- accordion panels ----------
   Seated: the stack is one card at rest that owns the region below the fold. */
.mtg-panels { border: 1px solid var(--line); background: var(--grade-1); box-shadow: var(--e1); }
.mtg-panel { border-top: 1px solid var(--line); }
.mtg-panel:first-child { border-top: 0; }
.mtg-panel > summary {
  cursor: pointer; list-style: none; padding: 0.6rem 1rem;
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  font-size: var(--step--1); font-weight: 500;
}
.mtg-panel > summary::-webkit-details-marker { display: none; }
.mtg-panel > summary:hover { background: var(--surf-2); }
.mtg-panel > summary .hint { font-family: var(--mono); font-size: var(--step--2); color: var(--t4); font-weight: 400; }
.mtg-panel > summary::after { content: "+"; font-family: var(--mono); color: var(--t4); }
.mtg-panel[open] > summary::after { content: "\2013"; }
.mtg-panel[open] > summary { border-bottom: 1px solid var(--line); }
.mtg-panel-body { padding: 0.85rem 1rem; display: grid; gap: 0.7rem; color: var(--t2); font-size: var(--step--1); }
.mtg-panel-body.flush { padding: 0; }
.mtg-panel-body ul { margin: 0; padding-left: 1.1rem; display: grid; gap: 0.3rem; }
.mtg-panel-body li::marker { color: var(--t4); }
.mtg-panel-body p { margin: 0; }
/* checklist and question lists are facts, not prose: use the width */
.mtg-panel-body ul.cols { grid-template-columns: repeat(auto-fit, minmax(20rem, 1fr)); gap: 0.3rem 1.5rem; }

/* preformatted broker text (email copy, technical dumps).
   Data surface: flat e0, capped so a long dump scrolls itself instead of
   scrolling the page. */
pre.mtg-draft {
  font-family: var(--mono); font-size: var(--step--1); line-height: 1.5;
  background: var(--bg-deep); border: 1px solid var(--line); padding: 0.75rem 0.85rem;
  white-space: pre-wrap; word-break: break-word; margin: 0; color: var(--t2);
  max-height: 11rem; overflow: auto; overscroll-behavior: contain;
}
.mtg-panel-body pre.mtg-draft { max-height: 14rem; }

/* ---------- scenario table ---------- */
.mtg-table-wrap { overflow-x: auto; overscroll-behavior-inline: contain; border: 1px solid var(--line); }
.mtg-table-wrap table { min-width: 34rem; width: 100%; }
.mtg-table-wrap th, .mtg-table-wrap td { padding: 0.4rem 0.75rem; }
.mtg-table-wrap tr[data-entered-rate] td { background: var(--surf-2); color: var(--t1); }

/* ---------- consent row ---------- */
.mtg-consent {
  display: grid; grid-template-columns: auto 1fr; gap: 0.7rem; align-items: start;
  padding: 0.7rem 0.9rem; border: 1px solid var(--line-2); background: var(--surf-1);
  font-size: var(--step--1); color: var(--t2); line-height: 1.55;
}
.mtg-consent input[type="checkbox"] { width: 1rem; height: 1rem; accent-color: var(--t1); margin-top: 0.15rem; }

/* compact checkbox rows (document checklists) — flex so the last row fills */
.mtg-checks { display: flex; flex-wrap: wrap; gap: 1px; background: var(--line); border: 1px solid var(--line); }
.mtg-checks label { flex: 1 1 15rem; }
.mtg-checks label {
  display: flex; gap: 0.6rem; align-items: center; background: var(--surf-1);
  padding: 0.7rem 0.9rem; font-size: var(--step--1); color: var(--t2); cursor: pointer;
}
.mtg-checks label:hover { background: var(--surf-2); }
.mtg-checks input[type="checkbox"] { width: 0.95rem; height: 0.95rem; accent-color: var(--t1); flex: none; }

/* ---------- alerts / notices ---------- */
.mtg-notice { padding: 0.8rem 1.1rem; border: 1px solid var(--line-2); background: var(--grade-1); box-shadow: var(--e1); font-size: var(--step--1); margin: 1.25rem 0 0; }
.mtg-notice-error { border-color: var(--critical); background: var(--critical-dim); }
.mtg-notice-good { border-color: var(--clear); background: var(--clear-dim); }

/* ---------- inline result on intake pages ---------- */
.mtg-result { display: grid; gap: 0.8rem; padding: 1rem 0 0; }

/* two action panels side by side — the page is 1184px wide, a single column
   of full-width panels wastes half of it and doubles the scroll. */
.mtg-duo { display: grid; gap: 0.85rem; align-items: stretch; }
.mtg-duo > * { min-width: 0; }
.mtg-duo .gr-field { gap: 0.25rem; }
.mtg-duo .gr-field small { line-height: 1.35; }
@media (min-width: 64rem) {
  .mtg-duo { grid-template-columns: minmax(0, 0.78fr) minmax(0, 1.22fr); }
  /* the taller panel sets the row height; let the draft fill the shorter one
     instead of leaving a hole under it */
  .mtg-duo > section { display: flex; flex-direction: column; }
  .mtg-duo > section > pre.mtg-draft { flex: 1 1 auto; max-height: none; min-height: 11rem; }
  /* three field columns inside the panel instead of two */
  .mtg-duo .mtg-grid { grid-template-columns: repeat(auto-fit, minmax(11rem, 1fr)); }
}

/* ---------- compact legal band (page-owned) ---------- */
.mtg-legal {
  border-top: 1px solid var(--line); margin-top: clamp(1rem, 2.5vw, 1.4rem);
  padding: 0.8rem 0 0.9rem; font-size: var(--step--2); color: var(--t4); line-height: 1.5;
}
.mtg-legal p { margin: 0 0 0.25rem; max-width: 120ch; }
.mtg-legal p:last-child { margin-bottom: 0; }

/* ---------- responsive ---------- */
@media (max-width: 44rem) {
  .mtg-goals { grid-template-columns: 1fr; }
  .mtg-verdict { grid-template-columns: 1fr; justify-items: start; }
  .mtg-context .gr-link { margin-left: 0; }
}